Not everyone meets the rigid criteria requirements to obtain a mortgage from big financial institutions such as banks. They often involve a timely application process before they even consider an individual for a mortgage, which can be an overwhelming situation for those seeking quick and reliable financial assistance.
An alternative lender such as Atomic Mortgages provides more flexibility, taking into consideration home equity rather than credit scores and sources of income. The Atomic Mortgages team has successfully helped British Columbians for years with home equity loans, providing homeowners with solutions to their financial needs.
Growing family? A Home Equity Loan can help.
Tackle inflation with Debt Consolidation.
Why choose Atomic Mortgages?
At Atomic Mortgages, we offer more flexibility by focusing on the equity in your home that can be used as collateral. You can use this equation to calculate how much equity you have when applying for a home equity loan. Here are a few keys reasons why you should choose Atomic Mortgages:
A clear process: Simplicity is key. Unlike traditional banks, Atomic Mortgages doesn’t focus on your income or credit score, and long applications to provide you with a home equity loan. We work with you to provide a lending solution that best meets your financial needs.
Fast results: You can apply for a home equity loan using our online application form. A mortgage specialist will review your applications shortly after submission and follow-up with you regarding the details.
Trust & Confidentiality: We understand that you may need cash to pay off outstanding debt, home improvements, or any other business needs and general expenses. We have a team of fully compliant and trusting staff who specialize in home equity loans. Be sure that you will receive full transparency and fair fees from our team.
Atomic Mortgages vs. Traditional Lenders: Big banks typically focus on high credit scores with no bad history, as well as a stable income to be validated through proof of pay-stubs or employment letters from the employer. For individuals who do not meet this requirement, the probability of their application being rejected is high.
Our Loans
We offer home equity loans, also known as a second mortgage which is a type of loan the borrower uses the equity of their home as collateral for. Thus, the amount is determined by the equity present in your home.
The loan can be used for:
Debt consolidation
Home renovations
Business loans
Other unexpected expenses
Atomic Mortgages’ goal is to approve all Home Equity Loan applications within 24 hours.
Contact Us Today
For more information on how you can take advantage of the home equity in your house, be sure to check out our other articles! But if you’re ready to discover how much you would qualify for with a home equity loan, take the leap and fill out our cost-free zero-obligation form, today!
Leave a Reply